Fixed Rate Mortgages

• Purchase or re-finance owner-occupied 1 - 4 family homes
  
• Flexible repayment periods (10 year, 15 year, 20 year, 25 year or 30 year)
  
• Various rate and point options
  
• Competitive interest rates
  
• Low down payment options
  
• Available to First Time Homebuyers
  
• Click here to review rates
  
• Click here to apply for a loan
  
• Click here to request information about our Fixed Rate Mortgage Program

Adjustable Rate Mortgages

• Purchase or re-finance owner-occupied 1 - 4 family homes
  
• Flexible repayment periods (10 year, 15 year, 20 year or 25 year)
  
• Various rate and point options
  
• Rate adjustment periods of 1 or 3 years
  
• Maximum adjustments or 2% per rate review and 6% over the life of the loan.
  
• Competitive interest rates
  
• Available to First Time Homebuyers
  
• Click here to review rates
  
• Click here to apply for a loan
  
• Click here to request information about our Adjustable Rate Mortgage Program

First Time Homebuyers

• Participant in MassAdvantage and MassAdvantage100 homeownership programs
  
• FHA loans and Soft Second Loan program, when available
  
• Below market fixed rates
  
• Low down payment requirements
  
• Income qualifying requirements
  
• Pre-qualified Mortgage option
  
• Click here to review rates
  
• Click here to apply for a loan
  
• Click here to request information about our Adjustable Rate Mortgage Program

Non-Owner Occupied 1 - 4 Family Homes

• 3 Year ARM available on non-owner occupied properties
  
• Flexible repayment periods (10 year, 15 year, 20 year or 25 year)
  
• Maximum adjustments or 2% per rate review and 6% over the life of the loan.
  
• Competitive interest rates
  
• Click here to review rates
  
• Click here to apply for a loan
  
• Click here to request information about our Non-Owner Occupied Loan Program.

To best serve our customers, CHELSEA BANK will originate loans only within our market area.

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CHELSEA BANK
360 Broadway, PO Box 505687, Chelsea, MA 02150-5687
Phone: 617-884-5600 Fax: 617-884-2590
eMail: info@cpcbank.com