Home Equity Line of Credit

• No application or annual fee
  
• Adjustable rate line of credit equal to ½% over the Prime Rate as published in The Wall Street Journal.
  
• Available for owner occupied 1 - 4 family homes
  
• Interest only payments can be made during the first 10 years
  
• Payments made only on funds accessed
  
• Equity line checks provided for easy access to funds
  
• No pre-payment penalties
  
• Click here to review rates
  
• Click here to apply for a line of credit
  
• Click here to request information about our Home Equity Line of Credit Program.

Fixed Home Equity Loan/2nd Mortgage

• Fixed rate and fixed monthly payments over the term of the loan
  
• No closing costs or fees
  
• Choose a repayment term from 5, 10, or 15 years
  
• No prepayment penalties after the first three years of the loan
  
• Available for owner occupied 1 - 4 family homes
  
• Click here to review rates
  
• Click here to apply for a loan
  
• Click here to request information about our Home Equity Loan Program

To best serve our customers, CHELSEA BANK will originate loans only within our market area.

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CHELSEA BANK
360 Broadway, PO Box 505687, Chelsea, MA 02150-5687
Phone: 617-884-5600 Fax: 617-884-2590
eMail: info@cpcbank.com